Buy a Home Even With Bad or No Credit!

FAQ

Home – FAQ

Have Questions? We Have Answers!

When a property buyer finances the purchase directly through the person or entity selling it. This often occurs when the prospective buyer cannot obtain funding through a conventional mortgage lender.

We help lots of folks like you to purchase the home of their dreams with our Nebraska owner financing program.

Fill out the form below to get started on your way to homeownership!

The owner financing process is actually pretty simple.

Once you’ve seen one of our fantastic properties, we’ll give you an application to fill out. Don’t worry – we help people with all kinds of credit and financial situations, and if you can afford the property, we can probably help you to own it.

We help you avoid bank qualifying and streamline the process to home ownership. You will need a certain amount of a down payment in household monthly income and we need to verify that you have the ability to make the monthly payments. We do this for your protection so we know you will be able to afford the home you want.

That’s the process!

Yes, you can! Many people with bad credit can still buy a home without a bank.

Every situation is different, but we specialize in helping people who have been through tough circumstances (or just made mistakes in the past) to get started on the path to a great financial future and home ownership.

There are a lot of benefits of owner financing!

In the Nebraska area, lots of smart people are using owner financing as a way to get the home of their dreams without having to qualify for a bank loan. Plus you are saving thousands on closing costs or points that are standard with dealing with a traditional mortgage or lender.

In the past few years, banks have been very tight on their lending criteria.

Yes, but we can be very flexible. Our Nebraska homes range in price from $49,900 to $289,900 and typically require a down payment of $3,000 to $30,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.

We know that every person, family, and the situation is different.

We do our best to help you uncover creative solutions to help you own the home of your dreams.

Once you’ve had a chance to check out the house, you’ll fill out an application that will include detailed information on everyone living in the home.

We’ll conduct a credit check and verify the income(s) for everyone over 18 who is living in your household to confirm that you’ll be able to make your monthly payment.

We’ll speak with your references and previous landlords because relationships matter to us more than just scores assigned by a computer.

Easy Financing, No Credit Needed

Our owner financing program makes it possible for you to own a home, even if traditional lenders have turned you down due to low or no credit. With flexible terms and personalized support, we guide you toward homeownership with ease.

Skip the need for bank approval.

Customize your down payment to suit your budget.

Move into your home quickly with a streamlined process.

Start building equity in your property right away.

Take the First Step Toward Your New Home Today

Don’t let credit issues or traditional financing hold you back. With Casa By Owner Nebraska, you can achieve your dream of homeownership. Let us guide you through our easy and flexible owner financing program.

What They Say

Reviews matter to us because they reflect the trust and satisfaction of our clients, helping us improve and ensure that every home buying experience is as smooth and positive as possible.

Carlos M.
Carlos M.Google Verified Review
Gracias a Casa By Owner Nebraska, pudimos comprar nuestra casa sin problemas con el banco. Diana nos ayudó en cada paso del proceso y todo fue muy claro y rápido. Estamos muy felices con nuestro nuevo hogar.
María L.
María L.Google Verified Review
No creía que fuera posible ser dueña de una casa con mi historial de crédito, pero con Tucker y Diana, todo fue sencillo. Nos explicaron todo en español y eso hizo la diferencia para nosotros. ¡Gracias!
Emily J.
Emily J.Google Verified Review
Tucker and Diana made the home buying process so smooth. I never thought I'd be able to own a home with my credit situation, but they made it possible. Highly recommend Casa By Owner Nebraska!
Juan y P.
Juan y P.Google Verified Review
Casa By Owner Nebraska fue una bendición para nuestra familia. El proceso fue fácil, y tener a Diana hablándonos en español nos dio mucha confianza. Ahora tenemos nuestra casa y no podríamos estar más agradecidos.